Category: Mobile Caravan

The 8 Caravan Insurance Need-To-Know Explained

Caravan insurance is not entirely different from your standard car insurance. There are few vehicles that need insurance more than caravan. They are large, we usually take them to unfamiliar places and they are mostly outdoors battling all sorts of weather which makes them vulnerable to damages. If you decide to get insurance for your caravan, here are the eight basic things that you need to know about caravan insurance.

  1. Caravan insurance is not required by law.

Insurance is not a requirement when owning a caravan, but without insurance you will not be protected from damages or theft. Even though caravan is not required, it is worth considering since the alternative is costly when something untoward happens to your caravan or when your caravan caused some damaged.

  1. A standalone specialist caravan policy will cover for the damage and theft

A standalone specialist caravan policy will cover the following:

  • Theft outside your home
  • External damage whether moving or stationary which happens outside your home, at a campsite or at public places. With standalone specialist caravan policy you will have better Mandurah caravan repair centre
  • Accidental damage inside the caravan
  • Public liability (you will be covered when your caravan injures someone or causes damage on other’s property)

 

  1. You can turn annual insurance cover into summer- only cover

If you only use your caravan on summer you can turn your annual caravan insurance into summer – only cover, but it comes with risks. The risk? You will be unprotected when you something happen to your caravan during the time you don’t have insurance.

  1. The home contents insurance will only cover your possessions inside your caravan

You can have an add-on called home contents insurance which will cover your personal possessions. These personal possessions would include your clothing, jewellery, computer and gadgets. However, furniture, appliances and kitchen equipment, and bedding are covered.

  1. Too heavy caravans, it won’t be covered by caravan insurance.

If your caravan weighs more than 3,500 kilograms it won’t be covered by insurance. Most of the caravans only weight about 1,500 kilograms, so if you have an average caravan you don’t have to worry about the weight limit. To be sure check your caravan details which you can found in the handbook, and in your caravan documents.

  1. Keep it locked up in storage to reduce insurance premiums

Where and how you store your caravan can have a significant difference in your insurance premiums. You can keep your caravan at home or store it in dedicated caravan storage. Employing some security measures can also help in cutting insurance costs.

  1. Install towing mirrors

Law requires that you should be able to see 20 meters behind your towing caravan and 4 meters on both sides. Installing towing mirrors can help in ensuring that you are more aware of other vehicles on the road.

  1. In case of theft, notify the police

If you caravan is stolen, notify the authorities and have your caravan registered in the stolen car registry. This allows you to register your stolen caravan, and there is a better chance that the police will recover your caravan.

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Touring Caravan Storage and Insurance Premiums

Most of the touring caravan owners don’t use their caravan all year long. While caravan is not on the road, it needs to be stored in where it is safe and secure. Unluckily, not all touring caravan owners have enough space on their garage to store their mobile homes. You may be unaware of this, but where you store your touring caravan greatly affects its insurance premiums. The safer the storage facility for your caravan, the cheaper your insurance premiums will be. The reason behind this is obvious, if your store your caravan in safe and secure place it is less likely to be damaged or stolen.

Let’s explore different storage options for your touring caravan to help you choose what is best for you.

Open Air Storage

Storing your caravan in an open field such as driveway, backyard, parking spaces is the most economical option. There are some open air storage sites that have security systems and hard standing areas where your touring caravan is safe. However, storing your caravan in an open air storage area will definite increase the caravan insurance quotes mandurah since your property will be exposed to elements and prone to theft.

Off-site storage

There are many off-site storage facilities for your caravan that offers different levels of security and charges. You can have a pretty good insure premium if you store your caravan in an off-site storage facility. However, not all off-site storage is acceptable to insurance companies. Check out the security measures of the site before, for without proper security measures insurance company will probably not agree to give insurance coverage.

Specialized storage

There are storage facilities that specialize on storing caravans. They can be expensive but you can score big when it comes to Mandura caravan insurance quotes. Most of these specialized storage facilities have been assessed and approved by Caravan Storage Site Owners Association.

Of course, if you have space in your garage it would also a great place to store your caravan. Whichever storage facility you choose, I hope that your touring caravan will be safe and secure as possible.

Four Things To Consider When Buying A Mobile Caravan

Buying a mobile caravan is quite different than buying a fixed home but it can also be intimidating and exciting experience just like buying a traditional home. Nowadays, mobile home is getting popular as many families and individuals appreciate the benefits of living in a mobile home. One the biggest advantage of a mobile home is its portability. You bring your home anywhere you want to live. Imagine the freedom of being able to live where you wanted to live. It is very beneficial to people with jobs that requires them to move frequently. Also, mobile caravan is more affordable that traditional homes.

Buying mobile can be a little complicated and confusing. Some of the mobile caravans are very attractive outside but its inner parts are not of good quality or not in good condition. To ensure that you get a good quality mobile home, it is important that you inspect the vehicle thoroughly from inside and out to make that you don’t need caravan services for repair in a long while.

Here are four things you need to consider when buying a mobile caravan.

  1. The Climate

It is important to choose a mobile caravan that is suited to the climate of the place where you live. There are caravans that do not have appropriate insulation which means it is not suited for place that has freezing temperatures. Other mobile caravans are not made to endure hot and humid climate. Caravans that are not suited to your climate may require frequent repair.

  1. Plumbing and Electrical Installation

The plumbing and electrical system is one of the most essential commodities in a home, whether it is mobile or not. Make sure that you thoroughly checked the plumber and electrical connection for any damages and problems. You don’t to live in a home that has faulty electrical connection and problematic plumbing.

  1. Moisture, Molds and Pests

Moisture can be damaging to a mobile caravan. Once moisture seeps in, molds are expected to follow. You don’t want to buy a home that is in such poor condition, since it is more prone to have pests hiding under the furniture or wall cracks too. You don’t want to investment on a property that would require spending a large amount of money for Caravan repairs Mandurah.

  1. Odd Sounds

Talk a walk inside and do some poking. If you can hear any odd sounds, it is an indicator that the caravan is not in good condition.